submitted by Rick Meyers, AAA Insurance Broker/Nichole Meyers, Richboro Office, cluballiance.aaa.com/Agent/NicholeMeyers
Teens are among the riskiest drivers on the road, crashing four times more often than adult drivers. In fact, car crashes are the leading cause of death among people ages 16-20, killing more than 5,600 teens each year. AAA seeks to change these statistics though our educational outreach to the community. By identifying and understanding the factors that contribute to teen driver risks, we develop strategies and programs that can help save lives.
Here are a few tips to keep the insurance cost down and keep your excited 16-year-old safe as you prepare to add them to your insurance policy:
Good Student Discount – A, B even C average grades can result in a 15% discount for the child. Providing a report card or transcript is usually all that is required.
Teen Smart Discount – Specific to AAA insurance this is a course that offers a 24% discount for the child and stays on until the child turns 25, diminishing slightly every two years. Studies have shown taking this course has led to 30% fewer crashes and 70% less traffic violations.
Distant Student – If the child is away at college, 100 miles or more without the vehicle, this discount can offer a 30% discount for the child.
If you have not had a policy review recently, adding that 16-year-old driver is a great time to shop. We are an independent insurance broker representing not only AAA Insurance but other companies and we are all about educating and offering advice without the salesy experience you may expect when you think of insurance. We are peace of mind providers and would love to have a conversation with you!