Medicare Annual Open Enrollment
PA MEDI (Pennsylvania Medicare Education and Decision Insight) offers 5 tips to survive the season.
It’s vital to check what your Medicare plan will cover in 2022. Will it meet your health needs and budget? Will it cover the prescription drugs and providers you need? If not, it’s time to find a new plan.
Here are some tips that will help you with your decisions:
1. Don’t miss your deadline.
Part D and Medicare Advantage plan members can switch plans between October 15 and December 7, 2021.
2. Make sure your plan will be offered next year.
Plans come and go. Open all mail from your current plan. If your plan is not going to be offered, start your search early for a replacement.
3. If your plan will continue, check to see what it will cover next year.
Insurers can change plan benefits, provider networks, and what they charge you for premiums, copays, and deductibles. You should receive an annual notice of change in September informing you of any changes. Be sure to review your annual notice of change carefully.
4. If you want to switch, do your research.
Don’t pick a plan because the sales agent tells you it’s great, or because your neighbor swears by it. Use the tools on www.Medicare.gov to enter your current medications and preferred pharmacy.
The website will provide information on plans that may best meet your current needs and compare the costs. You can enroll right online.
5. Still having trouble? Get help from a PA MEDI (Pennsylvania Medicare Education and Decision Insight) Counselor.
Contact the Bucks County Area Agency on Aging at 267-880-5700 to connect to a highly trained PA MEDI counselor who can help you to understand your benefits and provide free, unbiased information regarding plans for the upcoming year. PHOTO CAP: Free Medicare Counseling is available through BCAAA and PA MEDI.