Lucille Bondi Insurance Solutions

    When can I make changes to my Medicare coverage?

    submitted by Lucille Bondi, owner, Lucille Bondi Insurance Solutions

    There are certain times when you can make these changes; some of these time periods are different depending on the type of Medicare plan. 

    For Medicare Advantage (also known as Medicare Part C) and Medicare prescription drug plans, (also known as Part D) there’s an Annual Election Period (AEP) when you can sign up for change, or disenroll from these plans.

    The Annual Election Period for Medicare Advantage and Medicare prescription drug coverage runs from October 15th to December 7th each year. 

    If you didn’t sign up for one of these plans when you first became eligible for Medicare (during your Initial Enrollment Period), the AEP is generally your chance to make these changes, unless you qualify for a Special Election Period.

    Here’s a quick rundown of what you can do during the Annual Election Period:

    *Change to a Medicare Advantage plan from Original Medicare, Part A and Part B.

    *Change from a Medicare Advantage plan to Original Medicare, Part A and Part B.

    *Change from one Medicare Advantage plan to another (regardless of whether either plan offers drug coverage).

    *Enroll in Part D prescription drug plan.

    *Change from one Medicare prescription drug plan to another.

    *Opt out of Medicare prescription drug coverage completely.

    Changes that you make during the AEP go into effect January 1st of the following year.

    Let us help you make sense of Medicare. 

    Lucille Bondi Insurance Solutions (LBIS) is your local independent brokerage, specializing in helping Medicare eligible individuals understand their health insurance options for the past 20 years. 

    We educate, inform and help you contract with the coverage and company of your choice. 

    Whether it is in our office, virtually or at your home, we offer a no pressure, personalized free consultation. 

    It is very important to choose your coverage wisely.

    We pride ourselves on keeping in contact with our clients. 

    We are always available to service your insurance needs. 

    Seeking the help of a professional will increase your knowledge, improve your selection, reduce your stress and help prevent you from making a wrong and/or costly decision. 

    Let us help you “SOLVE THE MEDICARE MYSTERY.”

    To schedule a free consultation, call us today at 215-256-5954. 

    More information is available at

    PHOTO CAP: Let the experienced team at LBIS help you make sense of Medicare

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