The transition into retirement

submitted by Rosemary G. Caligiuri, CASL™, President, Harvest Group Financial Services

What is it? The transition into retirement is when you are changing from your full-time working years to your retirement years. If retirement is approaching, you may have to make numerous decisions. Can you afford to retire? What about early retirement – is it a possibility? If you want to continue working, are there other considerations? Your first step is to review your sources of retirement income and estimate your retirement needs.

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Firstrust Financial Resources expands retirement & employee financial education initiative

The Senior Management Team of Firstrust Financial Resources (FFR), a Philadelphia-based financial services firm, has announced the recent hire of Ethan Shiller as a Financial Advisor. Shiller’s addition is the latest in a series of moves designed to allow the firm to implement its expansion efforts focused on financial education, individual and small business retirement planning, employee benefits, high-end estate planning and life insurance strategies.

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The transition into retirement

submitted by Rosemary G. Caligiuri, CASL™, President, Harvest Group Financial Services

The transition into retirement is when you are changing from your full-time working years to your retirement years. If retirement is approaching, you may have to make numerous decisions. Can you afford to retire? What about early retirement – is it a possibility? If you want to continue working, are there other considerations? Your first step is to review your sources of retirement income and estimate your retirement needs.

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I think it’s time to start planning for retirement. Where do I begin?

submitted by Rosemary G. Caligiuri, CASL™, President, Harvest Group Financial Services

Although most of us recognize the importance of sound retirement planning, few of us embrace the nitty-gritty work involved. With thousands of investment possibilities, complex rules governing retirement plans, and so on, most people don’t even know where to begin. Here are some suggestions to help you get started.

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Can I use life insurance to help me save for retirement?

submitted by Rosemary G. Caligiuri, CASL™, President, Harvest Group Financial Services

If you’re close to retirement and have a life insurance policy with sufficient cash value, you can use that cash to help finance your retirement. But if you’re young and looking for a savings program for your retirement, there may be better ways than using life insurance.

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David Crosson announces retirement

David H. Crosson, CEO of Indian Creek Foundation, has announced his retirement effective June 30th, 2015. David has been with the Foundation for 20 years and has served as the CEO of the Foundation since 2000.

The Board of Directors has appointed a search committee and the process of selecting the next CEO has already begun. David’s plans for retirement include travel with family and volunteer service, along with his wife Lorraine, to local non-profit organizations.

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Do your investments match your risk tolerance?

submitted by Rosemary G. Caligiuri, CASL™, President, Harvest Group Financial Services

When turbulence hits Wall Street, are you stressed out? If you have taken on too much risk in your portfolio – which can happen through intention or inattention – stock market volatility may make you anxious.* So from time to time, it is a good idea to review how your assets are invested. **Your asset allocation should correspond to your tolerance for risk, and if it doesn’t, it should be adjusted.  

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