Here’s help for people who have to manage someone else’s money

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

Have you been officially asked to manage someone else’s money? For example, have you been named as an agent under a power of attorney or a trustee of a trust?

As our society ages, more and more people are being asked to take on these roles, but they can be daunting. In order to help, the U.S. Consumer Financial Protection Bureau has published four free guides under the general title, Managing Someone Else’s Money.

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Why mulch?

submitted by Jim Trymbiski of Victory Gardens, Inc.

There are numerous reasons to mulch your landscape and flowerbeds. Aside from the attractive appearance created from a well-mulched garden, here are a few additional reasons to consider mulching this season. Mulch helps to maintain moisture in the soil by protecting it from evaporation from the sun.

A covering of mulch will keep the soil cooler in the summer and warmer in the winter. Maintaining a more steady soil temperature will promote better root development resulting in increased growth and blossoms.

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What is a warranty worth?

submitted by Scott Miller, Service Manager, C & C Family Roofing

With life being more hectic it would only make sense that families would make a lot of purchases. When the purchase only costs a minimal amount we tend to not waste money on a warranty. We usually would just take the item back to the store and hope they replace it or just buy another one.

That may be good for small items but what about big purchases like major home improvements? What type of warranty do I get and is it worth the money?

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Your IRA can affect your Medicaid eligibility

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

When you are planning for Medicaid coverage in a nursing home, it’s important to take any IRAs you own into account.

Medicaid applicants can keep only a small amount of resources (usually $2,400) in order to be eligible for benefits. Certain resources may be exempt from this rule. Whether your IRA is exempt often depends on whether it is in “payout status.”

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Understanding delays in cancer diagnoses

submitted by Michael Ksiazek, Esq. and Jeffrey Krawitz, Esq., Stark & Stark Attorneys at Law, www.Stark-Stark.com

Sadly and all too often, we hear about individuals who have been diagnosed with late-stage cancer, potentially losing the window of opportunity for positively effective treatments. Research shows misdiagnoses account for as much as 14% of late diagnoses, 75% of which involved negligence by a physician.

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On-site cremation vs. third-party cremation

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

There are many things to consider when a family selects cremation as a form of disposition and one of the most important decisions is the consideration when selecting a firm that may or may not provide on-site cremation services. State laws dictate that funeral homes in NJ cannot own their own, nor operate, an on-site crematory so they must use a third party cremation provider for families.

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Do hospital falls equal medical malpractice?

submitted by Michael C. Ksiazek, Attorney at Stark & Stark Attorneys at Law, www.Stark-Stark.com

The question of whether a slip and fall that occurs within a hospital constitutes medical malpractice, rather than ordinary negligence, has been a much debated topic. The distinction is important because, in Pennsylvania, there are a number of procedural hurdles – which do not apply to an ordinary negligence case – a plaintiff must first tackle in order to successfully file and pursue a medical malpractice case.

There has been some inconsistency among Pennsylvania courts, as well as courts in other states, on this issue. This makes it very difficult to determine or predict whether a hospital fall case will be deemed a medical malpractice and, therefore, subject to the medical malpractice procedural requirements.

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Ho! Ho! WHOA!

submitted by Wendy Wotlman, Owner/Operator, Meineke Car Care Center Doylestown, www.Meineke.com

It’s getting cold, the snow IS coming and the holidays are fast approaching. Time to visit friends and family, so here are a few tips to keep your and yours safe.

First and foremost is never drive after having enjoyed a couple holiday cocktails. No day is best spent in a hospital bed.

Avoid driving while fatigued. We all tend to rush around shopping, driving kids, etc., but this takes a toll on our bodies and mind, reducing reaction time.

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Now Is the time to winterize your car

submitted by Herb Elsner II, Owner, Herb Elsner’s Auto Repair and Towing, www.elsnerautorepair.com

With the cold winter months quickly approaching, the last thing you want is for your car to break down or have an accident because your car has not been properly winterized or inspected by a professional to help you prepare you for these dangerous conditions.

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Is your siding choice ‘as solid as a rock?’

submitted by Scott Miller, Service Manager, C and C Family Roofing

Remember when re-siding your house was limited to three or four options? Today there are numerous options to choose from. One of those options is cement board siding.

There are a lot of opinions out there regarding the efficiency and practicality of cement board siding. Many of those opinions come from installation companies that see the trends in their sales. Why is this material so controversial if it’s supposed to be so good?

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