Cremation is not considered ‘final disposition’

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

When a loved one or family member chooses cremation as a form of disposition it is not considered final disposition. Many times, people think once a cremation occurs the decision process is over because the cremation procedure occurred and perhaps a memorial service was held.

However, there is one last step, determining what is to be done as final disposition for the cremated remains.

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Texting and driving is just as dangerous as drunken driving

submitted by Joseph A. Cullen, Esq.; R. Tyler Tomlinson, Esq.; and Ian S. Abovitz, Esq., Stark & Stark Attorneys at Law, www.Stark-Stark.com

Texting and driving is just as bad – and dangerous – as drunken driving. Texting and driving can reduce brain activity by nearly 40%, according to various studies, and increase the likelihood of a collision. Use of cell phones is the single most prevalent cause of distraction for motorists, the National Highway Traffic Safety Commission reports.

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New danger for IRA rollovers

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

There is now a big danger if you are rolling money over from one IRA into another IRA, as a result of a decision from the U.S. Tax Court.

Under federal law, you can only do one IRA-to-IRA rollover per year. If you try to roll over more than one IRA in a 365-day period, it is considered a distribution, and you will be subject to significant taxes and penalties.

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The end is just the beginning

submitted by Gary Selleck, Owner, C and C Family Roofing

Summer is coming to an end. Kids are gearing up for school and vacations have come and gone for the year. It is time to get back into our normal routines.

If only we hadn’t been so busy enjoying the warm weather and fun activities that we neglected our homes. Now we have a laundry list of projects around the house that need to be completed before the winter gets here.

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How does the same sex marriage ruling affect funeral arrangements?

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

For many years, same sex couples were discriminated against when making arrangements for a partner who died because they did not share the same legal rights as a defined married couple in the United States. Partners could not sign off on authorizations, make plans for a burial or cremation arrangement, select merchandise, nor sign the contract unless the partner’s immediate family authorized them to do so at the funeral home.

Before this ruling, there were many times when a funeral home would be caught in the middle of a dispute over the right to control and would have to contact estranged family members to sign off on legal documentation to allow a partner the right to control the funeral.

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‘I would just like a simple cremation.’

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

Many times families or individuals will contact a funeral home for a pre-arrangement or when a death occurs and state, “We just want a simple cremation.” What they may not be aware of, however, is that even though the services selected are more simplistic in nature, a family must still go over the same amount, or more, details than a traditional arrangement.

Funeral homes still must follow certain procedures. They must take custody of a loved one by transferring an individual from a place of passing. This requires a vehicle, a trained individual or more, special equipment to lift and transport a decedent and a licensed funeral facility to shelter an individual prior to cremation.

The funeral home must also have a physician sign a death certificate with a cause of death listed for state vital statistics. Once signed, the funeral home types the vital statistics onto the certificate and sends a copy to the Coroner’s Office in the county where the death occurred, excluding Philadelphia County. The coroner will approve the cause of death stated by the physician and issue a cremation permit to the funeral home.

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You should have your estate plan reviewed if…

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

Some people think that once they’ve written a will and implemented an estate plan, they can forget all about it. Of course, that’s not true; an estate plan must be reviewed periodically and updated, or it can become out-of-date and actually frustrate all your good intentions.

As a general rule, an estate plan should be reviewed at least every several years to make sure it still reflects your personal and financial situation, your wishes, and the current tax laws. But sometimes it’s good to look at an estate plan more often.

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Don’t let life get you steamed up

submitted by Gary Selleck, Owner, C and C Family Roofing

It always bothers me that I can’t use my mirror in the bathroom after a shower due to the steam on the glass. Even though I wipe off the fog it returns immediately. This process can go on a while until the temperature in the bathroom returns to room temperature.

That fog is called condensation. Under certain conditions, condensation can occur both inside and outside your house. Usually where it is most prevalent is on your windows.

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A chimney can add beauty to your home

submitted by Eric Andersen, Andersen Custom Stonework, andersencustomstonework.com

You might not think of your chimney as an item of beauty, but why not! Almost every home has one, but not all are very pretty.

The inside of your chimney is very important to keep clean, and structurally sound; but did you know that it can be just as important to maintain the outside of your chimney? Well it is! If your chimney is getting old and showing some surface cracking and chipping, this could be the early warning sign of what can turn into expensive repairs down the road.

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Can you be discharged from an Assisted Living facility?

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

Assisted Living facilities provide long-term or permanent care for residents. However, occasionally they are confronted with a situation, which requires them to discharge a resident or terminate the resident’s admission contract.

As a resident, you have rights, which protect you from being discharged without cause.

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