What items require a certified copy of a Death Certificate?

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

When a death occurs, families are unaware of all the potential items that may require a Certified Death Certificate. It is suggested that families order 3-4 additional copies when the death occurs because families discover items or assets that they were not aware of when a loved one was alive. Today, many families may order between 10-20 copies on the average. The State of Pennsylvania currently charges $6 per copy and this is relatively inexpensive compared to other states or metropolitan areas around the country.

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Annual gift tax exemption remains the same for 2015

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

The annual gift tax exemption will remain at $14,000 in 2015. According to the IRS, a gift is a voluntary transfer of property from a donor to a donee without full and adequate consideration. An individual may give gifts up to $14,000 each year to as many individuals as they wish without having to file a Federal gift tax return. A married couple can make joint gifts up to $28,000 each year.

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Bring on the cold

submitted by Gary Selleck, Owner, C&C Family Roofing

Winter is quickly approaching, as is evident from the changing colors of the leaves, the dropping temperatures and the cold weather clothing all over the department stores. With these changes comes the possibility of bad weather. Snow, ice and cold temperatures can play havoc on your home. Now is the time for homeowners to winterize their houses. Nobody likes to have a storm outside that can be felt inside.

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How quickly we forget

submitted by Gary Selleck, owner, C and C Family Roofing

What a terrific summer we just had. The weather was sunny and the temperature was moderate. A truly picture perfect way to spend the summer. The winter months seem so distant so we are forgetting how awful this past winter was. Remember having to shovel almost every day, temperatures constantly in the teens to low 20’s and an overall feeling that the winter would never end?

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Be careful when making changes to your will

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

If an estate plan isn’t kept current, it can become useless. You should always make sure your will is up to date with your wishes, your financial circumstances, and current tax and other laws.

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Adult day care can provide a much-needed break for caregivers

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

Caregiving is hard work, and it’s easy for caregivers to become exhausted. Adult day care centers provide care and companionship in a group setting to seniors who need supervision during the day, allowing their caregivers to go to work or take a much-needed break. There are about 4,600 such programs in the U.S., according to the National Adult Day Services Association.

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Avoid ‘ice dams’ before the cold weather comes

submitted by Gary Selleck, owner, C and C Family Roofing

Have you ever noticed after a moderate to heavy snowfall that you have icicles hanging off the edge of the roof? Most people think that the icicles add to the overall holiday appearance of their home. What most people fail to realize is the hidden damage these icicles may be causing to your home.

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Preplanning a service when a loved is imminently ill

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

Preplanning a funeral when a loved one is imminently ill or on Hospice can be difficult for surviving family members. Coping with decisions about care, meetings with caregivers and professionals, and medical devices is very time consuming. There is also the task of planning a service for a loved one ahead of time that can be very stressful and confusing. Discussing these decisions with a loved one who is very ill can also be emotionally draining and hard to discuss with the loved one who is ill.

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How to deal with a deceased loved one’s debt collectors

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

The last thing anyone wants after a death in the family is calls from debt collectors. So it’s important to know what a person’s creditors can (and cannot) legally do, and how to protect yourself and your family from improper or deceptive practices.

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How to deal with a deceased loved one’s debt collectors

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

The last thing anyone wants after a death in the family is calls from debt collectors. So it’s important to know what a person’s creditors can (and cannot) legally do, and how to protect yourself and your family from improper or deceptive practices.

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