Is your medical malpractice claim actionable under law?

submitted by Edward S. Shensky, Esq. and Leslie A. Mitnick, R.N., Esq., Stark & Stark

Medical malpractice, a fairly common legal claim, requires four elements that must be met to prove the case. These four elements are duty, breach, causation and damages.

Duty refers to the responsibility that the healthcare provider has to the patient to act both reasonably and appropriately in providing care or treatment to said patient. In a healthcare provider/patient relationship, the provider has a duty to act within the “standard of care” for the patient and must act as would any other provider, in his or her area of expertise, given the circumstances.

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Choosing the right roofer for the job

submitted by Scott Miller, Service Manager, C and C Family Roofing and Siding

As summer concludes and winter looms on the horizon now is the time to get our home affairs in order. It’s time to inspect your roof and determine if it can provide the same level of protection as in years past.

If the roof is in good shape then let winter come and do its worst with no worries. However, if it is not good then there needs to be some radical changes that are usually costly.

Selecting a roofing contractor can be a daunting task. Where does the average homeowner begin their search?

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Where does your money go?

submitted by Joan Reading, President, Credit Counseling Center

When you get paid every two weeks or twice a month, do you pay yourself first? Do you have a 401K account that automatically deposits money into your account? Or do you automatically direct money from each paycheck to a special savings account?

You should be answering yes to all of the questions above!

You are the most important person on your list of bills that have to be paid each month. Your number one job is to take care of yourself!

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Investing in your home renovations

submitted by Scott Miller, Service Manager, C & C Family Roofing

Today’s definition of a responsible homeowner is someone that stays ahead of the game with regards to home renovatiocn. That homeowner maximizes their income by providing upgrades that will not only increase their home’s value but also save money on home repairs.

The outside of the house is the primary defense against Mother Nature and usually has the biggest expenses. First and foremost is the roof. The primary alarm that tells most that their roof in compromised is the water damage. The most effective way to determine whether it’s time for a new roof is a visual inspection.

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Preplanning versus final expense insurance

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

Today, many insurance companies are trying to sell more final expense insurance policies to older Americans for the benefit of paying for their funerals. Companies hold seminars to inform people that the national average for a funeral today is $8,000 or more and that they should purchase a policy to cover those expenses.

What many people do not realize is that many times they are paying too much for a policy by relying on that information and not directly inquiring about the cost within a funeral home. When speaking with a funeral director, a consumer will begin to understand the many options that are available for funeral and cremation services and the differences in costs for those services.

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Mulch provides significant benefits to your garden

submitted by Jim Trymbiski, Victory Gardens, Inc.

If you are reading this article, it may be because your garden is in need of some springtime TLC. At the start of the season, the soil is often ugly, and weeds have taken over. Certain types of pests, some that are winged and some of the six or eight-legged variety, have infested the land that you worked so hard to perfect.

Have no fear – mulch will come to the rescue and restore beauty to your gardens. Although it may come as a surprise, mulch can provide gardens with many benefits. Mulch helps your garden to thrive and look pretty at the same time. Here are some of the major benefits that mulch provides to your garden:

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Be careful if different people handle your finances and health care

submitted by E. Garrett Gummer, III, Esquire, and Maureen L. Anderson, Esquire, www.GummerElderLaw.com

It is not uncommon for seniors to name one person in their financial power of attorney (POA) to handle their finances if they become incapacitated and to name someone else in their health care POA to handle their health care decisions.

For instance, a senior might live with one child or be very close to him or her, and trust that child to make medical decisions – because the child is familiar with the senior’s day-to-day health issues.

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Can your garden get a boost from mushroom compost?

submitted by Jim Trymbiski, Victory Gardens, Inc.

Looking for something to supercharge your garden soil? Mushroom compost might be your best bet. Despite its slightly misleading name, mushroom compost isn’t comprised of fungi. Instead, it’s an inexpensive byproduct of the mushroom-growing process.

Growers use organic materials like straw, peat, gypsum, manure, corn cobs, poultry and other organic materials to create a nutrient-rich compost that, when used correctly, can greatly improve growing conditions in your garden.

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How to maintain a pollinator population

submitted by Dublin Agway

According to the Penn State Department of Entomology, US and European beekeepers have suffered substantial colony losses in recent years. The US has lost 30% of its managed colonies every year since 2006. Pollinators, such as honeybees, are important for more than honey. They are responsible for pollinating up to 75% of our food crops including fruits, vegetables, and nuts that balance our diet.

There are several factors being linked to the decline, including parasites such as mites, pesticides and the loss of natural habitat. The combination of factors seems to make it worse. There are several things a home gardener can do to help maintain the pollinator population.

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On-site cremation vs. third-party cremation

submitted by Jason “Oz” Oszczakiewicz, Owner/Supervisor, Varcoe-Thomas Funeral Home of Doylestown, Inc.

There are many things to consider when a family selects cremation as a form of disposition and one of the most important decisions is the consideration when selecting a firm that may or may not provide on-site cremation services. State laws dictate that funeral homes in NJ cannot own their own, nor operate, an on-site crematory so they must use a third party cremation provider for families.

On the contrary, Pennsylvania funeral homes are allowed by law to own and operate a crematory on-site with the funeral home building. When a family selects a funeral home with an on-site crematory their loved one will be transferred from the place of passing directly to the funeral home and remain at the same location until the cremation occurs and the process is finalized.

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