Consumer Troubleshooter

submitted by Bucks County Consumer Protection Agency

Q. My daughter is graduating from high school. We are in the process of looking over her finances in order for her to decide which direction she should take as far as colleges go. I am a single parent of three children and do not have the financial means to give her much support. I was discussing my concerns about this with my friend and she remembered that your office had information in your Troubleshooter article last year. She also said that you had offered consumers a helpful brochure for college bound kids. Is that brochure still available through your office? B.R., Morrisville.

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First-time homebuyer checklist

submitted by Sherry Pace, Housing Counseling Program Manager, Bucks County Housing Group

So, you want to buy a house. You may be asking yourself, “Is it better to rent or own?” or “Will it cost less to pay a mortgage payment or a rental payment?” These are very good questions and the answer is…it depends!

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Smooth move – Relocation tips

submitted by Edward Johnson, president & CEO of the Better Business Bureau, serving the Northeastern and Eastern Pennsylvania region

Late spring is the beginning of the busy season in the moving industry. According to U.S. Census estimates, the average person will move roughly 12 times in their life. With the challenging economy of the past several years, that number may be higher as many people relocated to find employment. Moving is a fact of life and it is full of stress.

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Separating fact from fiction when preparing your home for sale

submitted by Lynne Kelleher, Berkshire Hathaway Home Services/Fox Roach Realtors Newtown Office

It seems that everyone from HGTV to Aunt Betty to your mother-in-law has advice about what you should and shouldn’t do when preparing your home for sale. Here’s a closer look at what’s true and what’s not:

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Hey You S.O.B.! (Sons of Bosses)

submitted by Martin H. Abo, CPA/ABV/CVA/CFF, Abo and Company, LLC

The recent economic expansion has benefited the owners of family businesses just as it has large corporations, and many have accumulated significant wealth. You might recall reading about a consulting firm who polled the owners of 500 family businesses to assess their most important concern. The three major issues of concern were:

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Do your investments match your risk tolerance?

submitted by Rosemary G. Caligiuri, CASL™, President, Harvest Group Financial Services

When turbulence hits Wall Street, are you stressed out? If you have taken on too much risk in your portfolio – which can happen through intention or inattention – stock market volatility may make you anxious.* So from time to time, it is a good idea to review how your assets are invested. **Your asset allocation should correspond to your tolerance for risk, and if it doesn’t, it should be adjusted.  

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Consumer Troubleshooter

submitted by Bucks County Consumer Protection Agency

Q. I recently became married and had a wonderful celebration reception that included an hour of cocktails and hors d’oeuvres for our guests. During that hour, the wedding party, including myself and the groom, were at another location with the photographer.

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Smooth move – Relocation tips

submitted by Edward Johnson, president & CEO of the Better Business Bureau, serving the Northeastern and Eastern Pennsylvania region

Late spring is the beginning of the busy season in the moving industry. According to U.S. Census estimates, the average person will move roughly 12 times in their life. With the challenging economy of the past several years, that number may be higher as many people relocated to find employment. Moving is a fact of life and it is full of stress.

[Read more...]

Share

First-time homebuyer checklist

submitted by Sherry Pace, Housing Counseling Program Manager, Bucks County Housing Group

So, you want to buy a house. You may be asking yourself, “Is it better to rent or own?” or “Will it cost less to pay a mortgage payment or a rental payment?” These are very good questions and the answer is…it depends!

[Read more...]

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What if the kids don’t want the business?

submitted by Martin H. Abo, CPA/ABV/CVA/CFF, Abo and Company, LLC

So much for succession planning! There are just some times when everyone will benefit by ceasing family ownership. Business owners who decide to sell their business can structure the transaction to be an asset sale or a stock sale. In the former, the buyer purchases the business assets outright for cash (less liabilities assumed), debt, stock or a combination of these.

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